About ITC Compliance

 

365

Appointed Representatives across the ITC Compliance network

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1,500

Individual business locations

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55

Our dedicated team of compliance, technology, and support specialists

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A trusted Principal Firm for regulated businesses

ITC Compliance is a market-leading FCA Appointed Representative network supporting businesses that offer regulated insurance and consumer credit products. We work with organisations across the automotive, travel, and retail industries, helping them to operate compliantly, reduce regulatory risk and focus on delivering strong customer outcomes.

As an FCA-authorised Principal Firm, ITC enables businesses whose primary activity is not financial services to carry out regulated activity without the burden of direct FCA authorisation. Our approach combines regulatory expertise, practical systems and ongoing oversight to provide a robust compliance framework that supports long-term growth.

Why ITC?

Running a business that sells regulated finance and insurance products is more demanding than ever. Regulatory requirements shift constantly and the consequences of non-compliance are serious. Maintaining the right systems and processes takes significant time and resource.

ITC exists to solve that problem. Whether you want to step back from direct FCA regulation entirely by joining our Appointed Representative network or simply want better systems and support to maintain your own standards, we have a solution that fits.

Our values

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Unwavering integrity

We conduct our business from ethical and regulatory high ground. We are honest in all interactions. We own our decisions and are accountable for each. We follow the law and regulations in both letter and spirit.

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Disciplined execution

Deliver what you would expect for yourself. Never sacrifice the integrity of the network for growth. Execute simple things exceptionally well. Earn what you receive — deserve the result.

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Deep expertise

Recognise the boundaries of our competency and excel within them. Develop deep expertise in our specialty areas. Acknowledge what we don't know and see appropriate guidance. Embrace continuous learning and curiosity to improve consistently.

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Collaborative value creation

When everyone wins, we succeed. Value is created when network members, regulators, colleagues, consumers and shareholders all win. Build trust by committing to make ourselves and our partners better every day. Operate with a growth mindset.

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Grow with purpose

Innovate wisely, not for novelty’s sake. Leverage technology and creative thinking to solve real problems. Challenge convention by identifying distinctive underwriting opportunities. The best idea wins, regardless of the author’s title.

History & highlights

Founded in 2003, ITC has spent more than two decades helping firms across the UK retail sector navigate regulatory complexity with confidence. We provide more than just compliance support — we bring deep regulatory expertise, practical technology, ongoing training, and dedicated oversight to help organisations navigate complexity with confidence. Through flexible solutions and a collaborative approach, we enable businesses to engage in regulated activity more efficiently while reducing the need for in-house compliance resources.

 

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2003

  • ITC Compliance is founded
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2005

  • Financial Services Authority network permissions received

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2009

  • Partnered with Association of British Travel Agents to support the UK travel market into FSA regulation

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2012

  • Network tops 1,000 sites

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2016

  • FCA granted consumer credit permissions

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2018

  • FCA former Head of Reactive Supervision joined the board as Non-Executive Chairman

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2020

  • Dedicated insurance resolicitation platform launched
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2022

  • ITC Compliance Ltd is acquired by The Fortegra Group, Inc., a global specialty insurer