A lighter touch approach to regulation
Introducer Appointed Representative (IAR) status is a more limited form of Appointed Representative status. It allows businesses to introduce customers to providers of regulated insurance or finance products, without being involved in advising, recommending or completing applications.
This option provides a compliant route for firms that want minimal regulatory involvement while still introducing customers access to regulated products.
Why join the Introducer Appointed Representative network
Distribute financial promotions
As an IAR, the business operates under ITC’s FCA permissions but with restricted activity. The firm can distribute non-real-time financial promotions and pass basic customer information to providers, who then deal directly with the customer. ITC remains responsible for oversight and compliance within the permitted scope.
Simplify entry into regulated activity
IAR status is well suited to businesses that want a simple, low-risk entry into regulated activity. This may include retailers, travel firms, or service providers where regulated products are supplementary, and the business prefers not to engage in regulated discussions or sales.
Reduce compliance complexities
IAR status offers a faster onboarding process and reduced operational complexity. Because activity is restricted, compliance requirements are lighter while still providing regulatory protection and assurance under ITC’s framework.
ITC makes difficult compliance simple
As a network member, firms will benefit from ITC’s extensive regulatory expertise and business support. ITC sifts through regulations and provides simple systems, paperwork, and controls to firms, including monitoring potential future regulatory concerns.
Compliance confidence
Operate regulated activities with confidence under the oversight of an FCA-authorised Principal Firm.
Greater revenue opportunities
Offer insurance or finance products without the complexity of direct authorisation.
Lower cost & reduced liability
ITC handles regulatory capital, reporting, oversight, and training obligations — allowing brands to focus on sales and customer experience.
A proven partner
With decades of experience and a track record of supporting organisations large and small, ITC has the tools to meet specific regulatory needs and customer journeys.
Unique digital platform
ITC’s unique digital compliance tools fulfil FCA regulations and streamline processes for firms while ensuring customers are treated fairly.